Privacy Policy

Effective Date: October 22, 2025

Your privacy matters to me. This Privacy Policy explains how I collect, use, and protect your personal information when you visit msmoneyandmath.com, sign up for my emails, or purchase my products or services.

By using this site, you agree to the terms below.

1. Who I Am

I’m Michelle Robertson, operating as Ms. Money and Math, a Canadian sole proprietor. My mission is to help women simplify money, investing, and wealth building. I’m based in Canada and follow the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable privacy laws.

2. What Information I Collect

I collect only the information necessary to provide my services and improve your experience, including:

• Contact details such as your name, email address, and (if you make a purchase) your mailing address.
  
  
• Payment information – your payments are processed securely through Kajabi’s integrated processors (Stripe or PayPal). I do not have access to your full payment details.
  
  
• Newsletter or course sign-ups – when you subscribe, I store your name and email address to send updates and educational content.
  
  
• Scheduling details – when you book a call through Calendly, I collect your name, email address, and sometimes your phone number to arrange the meeting.
  
  
• Cookies and analytics data – collected automatically through tools like Google Analytics and Facebook Pixel to understand how visitors use my site and to improve marketing performance.
  
  

3. How I Use Your Information

Your information is used to:

• Deliver the products, courses, and services you purchase.
  
  
• Send newsletters, updates, and marketing emails (you can unsubscribe anytime).
  
  
• Schedule appointments and send reminders.
  
  
• Improve my website, programs, and client experience.
  
  
• Run ads or remarketing campaigns that may be relevant to you on Facebook or Instagram.
  
  

I will never sell your personal information.

4. Cookies and Tracking Technologies

Cookies are small files stored on your device that help the site run smoothly and provide a better user experience. They let me analyze traffic and remember your preferences.

You can control or delete cookies through your browser settings, though some parts of the site may not function properly if cookies are disabled.

5. Third-Party Services

I use trusted third-party tools to operate my business and deliver a great experience. These may include:

• Kajabi – website hosting, email management, checkout pages, and online course delivery
  
  
• Stripe and PayPal – secure payment processing (I never see your full payment details)
  
  
• Google Analytics – helps me understand website traffic and visitor behaviour
  
  
• Facebook Ads and Facebook Pixel – used to measure marketing effectiveness and show relevant ads
  
  
• Calendly – allows you to book meetings with me and provides your contact details for scheduling
  
  
• Zoom – used for virtual meetings and sessions
  
  
• Meta (Facebook & Instagram) – if you contact me through these platforms, they may collect or store your information according to their own privacy terms
  
  

From time to time, I may integrate additional trusted tools that help me run my business efficiently. Any such providers are chosen carefully for their commitment to privacy and security, and they only receive the information necessary to perform their specific functions.

Each third-party provider has its own privacy policy that explains how they handle your information.

6. How Your Information Is Protected

I use secure systems and trusted platforms to keep your data safe. While no online system is 100% risk-free, I take reasonable administrative, technical, and physical steps to prevent unauthorized access, loss, or misuse of your data.

7. Your Rights

You have the right to:

• Request access to the personal information I hold about you.
  
  
• Ask for corrections or deletions to your personal information.
  
  
• Withdraw consent to marketing emails at any time by clicking “unsubscribe.”
  
  

To make a privacy request, contact me.

8. Where Your Information Is Stored

Some third-party service providers (like Kajabi or Stripe) may store data on servers located outside of Canada. These providers comply with privacy and security standards designed to protect your information.

9. Retention

I keep personal information only as long as needed to fulfill the purposes for which it was collected or as required by law. When it’s no longer needed, it’s securely deleted.

10. Updates to This Policy

I may update this Privacy Policy from time to time to reflect new practices, services, or legal requirements. The updated version will always be posted here with a new effective date.

11. Contact Me

If you have any questions or concerns about this Privacy Policy or how your personal information is handled, please reach out.

We respect your privacy. Your personal information is never sold and is used only to provide the services you request.